Making an Offer

familylendingMortgage Talk Canada

Improve the chances of having your offer accepted. When you and your real estate agent locate what you think is the perfect home and Canadian mortgage rate, there’s no time to waste – it’s time to make an offer to purchase! The Deposit When you put an offer in to purchase a house, you are also expected to provide a … Read More

Listing This Spring? Sounds Like You Could Use a CMA

EditorAbout Mortgage Brokers, FamilyLending.ca, Financial Tips, First Time Home Owner, General Interest, Housing Costs, Investment Property, Residential Mortgages

Thinking about listing your property this spring? Then now’s the time to request a comparative market analysis¬†(CMA) from your real estate agent. A CMA is an evaluation of listings and sale prices of similar houses in your neighbourhood. Similar to an appraisal in that it provides sellers with an estimate of their home’s market value, a CMA can help you … Read More

Make the Right Investment in Your Home

EditorMortgage News, Mortgage Term, Real Estate Advice, Refinancing my Property, Residential Mortgages

Has owning your home become the new retirement savings plan? According to recent statistics, more and more Canadians are investing in their home rather than their RRSP. While half of Canadians haven’t contributed to their registered retirement savings plan, close to 70 percent of households currently own their own home. It’s an interesting shift, and one that could prove extremely … Read More