Should I Rent Or Buy?

familylendingMortgage Talk Canada

Are you ready to take the leap into homeownership? Weighing out the pros, cons, costs, and considerations is the best way to help you determine if you are ready to own a home. Renting Pros Renting is a wonderful first step to living on your own. Given that it lacks long term commitment many rental agreements generally only last one … Read More

8 Things to Be Aware of When Buying a Second Home

familylendingAbout Mortgage Brokers,, Financial Tips, First Time Home Owner, General Interest, Investment Property, Mortgage Down Payment, MortgageCanadaCalculator, Refinancing my Property, Residential Mortgages

You can afford a second home, let us show you how! Now that low interest Canadian mortgage rates are readily available, it seems like the perfect time to invest in a second home. Here’s what you should know before purchasing a second property. Things to Learn Before Buying a Second Home 1) Do your research. You will need to resist … Read More

Are Two Addresses Better Than One?

EditorFinancial Tips, General Interest, Household Budget, Investment Property, Mortgage News, Mortgage Types, Real Estate Advice, Residential Mortgages

Whether it’s a cottage in the Muskokas or a vacation home in Cabo, multiple homeownership is becoming more and more common among wealthy Canadians. Now, more than ever, Canadians are picking up secondary properties, many of them south of the border. While statistics are hard to come buy, numbers from the National Association of Realtors show that foreign buyers are … Read More

Do You Know What a Property Disclosure Statement Is?

familylendingFirst Time Home Owner, General Interest, Investment Property, Real Estate Advice

It’s standard practice for home sellers to freshen up their property prior to listing it on the market. A fresh coat of paint, new floors, or new light fixtures increase the value and marketability of a home. But sometimes these seemingly honest updates are done with the intentions of covering something up. That’s why it’s crucial for homebuyers to always … Read More

How to Make Wealth-Building Real Estate Decisions

familylendingAbout Mortgage Brokers, Credit Rating, Financial Tips, First Time Home Owner, General Interest, Housing Costs, Investment Property, Real Estate Advice

It’s a sad but stark reality: when buying real estate, far too many Canadians fail to take the basic precautions or perform standard due diligence prior to submitting an offer. Instead of running the numbers, comparing mortgage rates, and consulting with a professional mortgage broker, home hunters are simply throwing caution to the wind and diving into the housing market … Read More