First-time Home Buyer Help: Mortgage Pre-Approvals and Down Payment Options

familylendingFamilyLending.ca, First Time Home Owner, General Interest, Mortgage Down Payment, Residential Mortgages

  First-time Home Buyer Help: Mortgage Pre-approvals and Down Payment Options Purchasing your first home can be a stressful experience. From listings to viewings, paperwork to inspections, there are a lot of things that first-time home buyers need to think about prior to making an offer on a potential home. Luckily, the mortgage brokers at FamilyLending.ca are here to help … Read More

Saving Strategies for Canadian Homeowners

familylendingAbout Mortgage Brokers, FamilyLending.ca, Financial Tips, First Time Home Owner, General Interest, Investment Property, Mortgage Down Payment, Refinancing my Property, Residential Mortgages

Save Smart: How to Manage Money and a Mortgage According to a recent Canadian Payroll Association survey, nearly 60% of Canadians don’t have enough money in the bank to cover even one month’s worth of necessary expenses. Too many homeowners are living on the edge of financial disaster, spending money that they should be saving. If you’re finding it difficult … Read More

Mortgage Rates Stay Low – But For How Long?

familylendingFamilyLending.ca, Financial Tips, First Time Home Owner, General Interest, Refinancing my Property, Residential Mortgages

  Bank of Canada Governor, Mark Carney, confirmed on Wednesday that he has no immediate intentions to raise mortgage rates; however, Carney did confirm that “some” of the stimulus currently bolstering the system would be “eventually withdrawn.”  Carney made these statements following the release of fresh data from the Canadian Real Estate Association stating that some of Canada’s urban housing … Read More

Makes Cents to Me!

familylendingFinancial Tips, Residential Mortgages

  Today I wanted to talk to you about “odds”.  Not the opposite to “even”, but what are the odds of an event happening.  It amazes me the amount of people who always seem to be in front of me at the variety store either checking their lottery numbers or dropping $50 bucks to get the numbers for the next … Read More

Home Buyers Demand Smarter Designs

familylendingFamilyLending.ca, First Time Home Owner, Investment Property

  The results of Better Homes and Gardens magazine’s Next Home Survey are in, and buyers have spoken. Prospective new home buyers list energy-efficiency, organization and comfort as their top priorities in considering their next move. Demand for traditional McMansions appears to be waning as more and more people come to value intelligent design over wow factor. “We continue to … Read More