Step 1: Get Preapproved! The first step in the home buying process is to take a moment to get the preapproval from a lender of your choice. This can save you hours of searching for properties that do not suit your budget, or what are even more painful, purchasing a home then discovering you are not eligible for … Read More
Understanding your Credit Score
We thought it would be helpful to pass along a little information about understanding your credit score and some do’s and don’ts to be aware of. How you handle your credit now can affect your ability to get a mortgage as well as the rate you will receive. Understanding your credit score 101 Driven by the … Read More
Sell your Home for Top Dollar!
Following the steps below can help you maximize your selling price and put more money in your pocket. Avoiding some often over looked mistakes is easy and takes little time, cost and effort on your part. 1. Distress Selling: At times, selling quickly is unavoidable. That’s when knowing the right techniques to sell your home, without looking desperate and making yourself a target … Read More
Home Energy Checklist
We recently put together this Home Energy Efficiency Checklist to help homeowners optimize their energy consumption and reduce their energy bills. We designed it as an easy-to-use guide for periodically examining your home to find energy-wasting trouble spots. It also includes some preventative maintenance tips that will help you avoid problems before they happen. If you have any further … Read More
Fixed Rate Mortgage or Variable Rate Mortgage?
Before we answer that question, it’s important to understand the difference between a fixed rate mortgage and a variable rate mortgage. Fixed rate mortgage – A fixed rate mortgage is a mortgage where the rate of interest is fixed for a specific period of time. Generally known as the mortgage term, it usually ranges from between 6 months and … Read More